Review Terms & Conditions
Approval & Pay Program Fee
**See Rates, Fees, Costs, and Limitations page for additional details.
TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.
Applying is quick & easy with our SECURE online application.
Review the terms and conditions, submit your application & get your credit decision!
If approved, pay the $89 Program Fee** to open your account.
Download our mobile app for either iOS or Android* for quick access to your account.
MANAGEABLE MONTHLY PAYMENTS
ACCEPTED BY MERCHANTS ACROSS U.S. AND ONLINE
MONTHLY REPORTS TO CREDIT BUREAUS
FREE CREDIT MONITORING POWERED BY TRANSUNION®