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Choose Your Card Design*
Select your Total Card Visa card design below by clicking on the card design of your choice.
Free Designs
Premium Designs $9.95
If you choose one of these premium card designs below, you will be charged a Premium Plastic Card Design Fee of $9.95 that will be billed to your account.

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Phone number must be 10 digits

Minimum one phone number required.

You must be 18 years or older to be eligible.

Financial Information

You need not reveal alimony, child support or separate maintenance income if you do not wish to have them considered as a basis for repaying this obligation.
(Rent/mortgage, utilities, other regular expenses and debt payments)
(Optional Program)

Get the security of knowing that Payment Guard Plus can help temporarily cancel your monthly payment and pay off your account balance when certain, qualifying life events happen. This program could be a great fit to help protect your account.

Learn More

Payment Guard Plus is an optional program that can be added to your account for a monthly fee of $1.19 per $100 of your ending statement balance.

By selecting “Accept”‚ you confirm the following:

  • You understand this is an optional program and purchasing will not affect your application for credit or credit terms.
  • You have read the Terms and Conditions and understand the benefits, along with the eligibility requirements, conditions and exclusions that could limit your rights to receive those benefits.
  • You understand a fee will be charged each month to your credit card account.
  • Your enrollment begins when your account is opened and you may cancel at any time; if you cancel within the first 60 days, your Payment Guard Plus fees will be credited to your account.
Please accept or decline this offer.*

Please answer the following questions:

Note that a $29 Additional Card Fee will apply annually and will be assessed to your account prior to issuing your card. The fee will reduce the initial available credit on your account. For example, based on an initial credit limit of $300, the initial available credit will be $196. Note that liability for repayment will remain in the name of the primary applicant. Additional Cardholder may be subject to credit reporting as further described in the Rates, Fees, Costs and Limitations. Additional Cardholder must be different from the primary Applicant and must be at least 18 years old.

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Privacy Notice

Rates, Fees, Costs and Limitations**

Total Visa Rewards

Digital Privacy Policy

Terms of Use

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Contact Us | Privacy Notice Rates, Fees, Costs and Limitations**
Digital Privacy Policy Terms of Use Unsubscribe from our Mailing List

The Total Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps or for gambling transactions.

^^See Total Card Visa Rewards Program Terms & Conditions for details.

1 Cardholders who keep their balances low and pay their credit card bill on time every month typically do see an increase in their credit score.