Apply For Total Card VISA

POOR CREDIT?

Easy Application & Quick Response!

**See Rates, Fees, Costs, and Limitations page for additional details.

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Review Terms & Conditions

Approval & Pay Program Fee

*Required field

Phone number must be 10 digits

Minimum one phone number required.

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I certify that I am a U.S. resident over the age of 18.

Choose Your Card Design*
Select your Total Card Visa card design below by clicking on the card design of your choice.
Free Designs
Black Total VISA Credit Card
Purple Swirl Dots Credit Card Total VISA
Beach Scene Credit Card Total VISA
Premium Designs $6.95
If you choose one of these premium card designs below, you will be charged a Premium Plastic Card Design Fee of $6.95 that will be billed to your account.
Classic Car Credit Card Total VISA
Bunny in Flowers Credit Card Total VISA
Sunset Beach Credit Card Total VISA
Premium Purple Flower Credit Card Total VISA
Mountain Lake Credit Card Total VISA
Premium Rainbow Abstract Credit Card Total VISA

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Black Total VISA Credit Card, designed for poor credit

TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.

Step 1  Complete Your Total Card VISA Application

Applying is quick & easy with our SECURE online application.

Step 2 - Get Your Total Card VISA Credit Decision

Review the terms and conditions, submit your application & get your credit decision!

Step 3  Pay the $89 Program Fee to Open Your Total VISA Card Account

If approved, pay the $89 Program Fee** to open your account.

Total Card VISA Mobile App available in Apple App Store and Google Play Store Android

Download our mobile app for either iOS or Android* for quick access to your account.

*Google Play and the Google Play logo are trademarks of Google LLC.
App Store is a service mark of Apple Inc.

CARD FEATURES

Manageable monthly Payments with Total Card VISA
MANAGEABLE MONTHLY PAYMENTS
Use Total Card Visa at U.S. merchants and Online
ACCEPTED BY MERCHANTS ACROSS U.S. AND ONLINE
Total Card VISA reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax
MONTHLY REPORTS TO CREDIT BUREAUS
Checking Account Required
CHECKING ACCOUNT REQUIRED
Free Credit Monitoring Powered By Transunion
FREE CREDIT MONITORING POWERED BY TRANSUNION®
Manageable monthly Payments with Total Card VISA

MANAGEABLE MONTHLY PAYMENTS

Use Total Card Visa at U.S. merchants and Online

ACCEPTED BY MERCHANTS ACROSS U.S. AND ONLINE

Total Card VISA reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax

MONTHLY REPORTS TO CREDIT BUREAUS

CHECKING ACCOUNT REQUIRED

FREE CREDIT MONITORING POWERED BY TRANSUNION®